With a strong emphasis on lifelong financial planning, Vickie Bajtelsmit's new text equips students with the skills they need to plan their future and make smart financial decisions throughout their lives. Personal Finance: Planning and Implementing Your Financial Goals provides students with a wealth of analytical tools, active learning features, and decision-making exercises--all designed to help students build a solid financial foundation. Throughout the text, real examples, personal assessments, and an integrated personal financial plan (which students create and add to throughout the semester) make the material relevant to students.